Attention homeowners in Arlington and Shelby County: Get an Appraisal today!
Here are the top seven reasons why TN homeowners use Arlington Appraisals, LLC:
Own a home in or near Arlington, TN and need help deciding the value of it?
We at Arlington Appraisals, LLC understand the individual needs of a consumer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. Being a consumer that probably doesn't see an appraisal on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Arlington Appraisals, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value report than yours.
Appraisals to remove PMI
A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. Arlington Appraisals, LLC is veterans in helping people just like you delete undesirable PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if you live in an area that is declining or is not appreciating as much as other houses nearby. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An expert appraisal from Arlington Appraisals, LLC is your number one weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your house is in a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. Arlington Appraisals, LLC can help you reinstate your home equity line of credit with an expert appraisal.
We Also Provide Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for efficiency, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Arlington Appraisals, LLC offers field reviews where we go out and check the subject and comps in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.